Author: fort_wayne_realtor

First-time homeowners are faced with many realities of being “an adult, and one of the things that comes with owning a new home is making sure you have proper insurance. But not all insurances are the same. Just because you have insurance on your home doesn’t mean you’re protected from everything that could happen. In…

Published with permission from RISMedia.

Owing more money on your mortgage loan than your home is worth”commonly referred to as being underwater on a home mortgage”can seem hopeless. There were 6.7 million underwater homes in the U.S. at the end of the first quarter of 2016, representing 12 percent of all properties with a mortgage, according to RealtyTrac. The numbers…

Here are five features that millennials look for when purchasing a home. Privacy Whether its a gated community, a building with security, or a backyard enveloped by trees, privacy is important. Eco-friendly By investing in sustainability, youre increasing the value of your home. Smart Tech Millennials see smart home technology as a way to save…

Looking at homes for sale can be the fun part of buying a house. The real work comes when youre picking a mortgage lender that can give you the best loan for your circumstances. After detailing your income, expenses, down payment and a monthly mortgage you can afford, a lender will run a credit check…

The future is now. Many homeowners across the country have embraced technological advances and incorporated them into their everyday lives. Thermostats, lighting, locks, security cameras, washing machines and more all come available as internet-connected devices and can be combined in a house to create whats been dubbed a smart home. The added convenience of these…

When its time to move your art collection, here are a few helpful tips to keep in mind. Get Art Insurance Before you do anything, make sure every valuable item is insured. Art Handlers Moving masterpieces is a serious undertaking, and there are services available to handle it every step of the way. Qualified Movers…

Tiny homes dont cost much, but they can require a tiny mortgage. Unless you have $30,000 in cash to buy the average tiny home of 200 square feet, it can be difficult, if not impossible, to get a mortgage on a tiny home. A mortgage requires that a home be placed on a permanent foundation,…

Published with permission from RISMedia.

Affordability is a big issue for renters looking toward homeownership. Beyond the purchase price, putting together a 20 percent down payment is a big roadblock for many people. It doesnt have to be, however. While 80 percent of millennial renters say they cant afford to buy a house, according to an Apartment List survey, there…