Author: fort_wayne_realtor

Here are five interior design styles millennials love. Warm Minimalism Warm up millennial minimalism with earth tones, natural textures and handmade objects. Maximalism On the other end of the spectrum is maximalism. Love collecting items from different places, time periods and design movements? Maximalism is for you! Grandmillennial Some millennials prefer to decorate with an…

One of the most important steps in buying a house is saving enough money for a down payment. Depending on the type of mortgage you obtain, you could have to put down as much as 20 percent, or significantly less. Even if your lender only requires you to put a small percentage of the purchase…

Published with permission from RISMedia.

If youre looking to buy a new home and hope to stay there for the rest of your life, look ahead to what you might want in it as you age. Thinking of and paying for features that make a house more accessible now can be a lot easier than having to make modifications later.…

Laundry machines use a lot of energy. To save on power costs, consider the following when doing laundry: Use cold water to cut a loads energy use by more than half. Cold-water detergents can help ensure clothes get clean. Your washer will use about the same amount of energy no matter the load size, so…

The mortgage process can be complicated if you jump in without any prior knowledge on home-buying and lending. The best tool you can arm yourself with is an understanding of how your mortgage interest rate is calculated. Credit Can Make or Break You Your credit score will determine how reliable you are in the lending…

Shopping for a mortgage can be overwhelming. Even if youve owned a few homes and have had a few home loans, chances are there are some mortgage options you dont know about. Here are four to ask a mortgage expert about: A 20 percent down payment isnt a must. The long-held view that at least…

Figure out what items you need. Don’t hold onto things just because of sentimental value or because you might need them “someday.” Separate items by rooms and areas according to their function. This will allow you to create an organizational system both you and your kids can understand and adhere to. Use empty closet space…

When its time to file taxes, people want to claim as many deductions as possible. Home improvements are defined for tax purposes as work that increases the value of a home, extends its useful life or modifies it so it can be used for a new purpose. Examples include adding a new room, upgrading plumbing…

Published with permission from RISMedia.