Category: real estate info and tips
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Fall Prevention for Older Adults
Adults aged 65 and older are at higher risk for dangerous falls. Fall-related injuries can make it difficult for people to get around or live on their own. If youre at risk, talk openly with your doctor and review all the medicines you take, especially if you feel woozy. Have your eyes checked annually, and…
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Slashing Utility Bills Can Help Save the Planet
Utility bills seem to go up every year”and every year we hear the call to save our nation’s natural resources. Financial management site Quicken.com suggests seven savvy ways to save on electric, gas, and water bills while helping to save our planet in the bargain: Pull the plug. Appliances that have a clock or operate…
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3 Home Improvements Newbies Should Tackle
If you’re a first-time homeowner, you likely have a list of renovations. Address these three areas in your first year: Your appliances Insulation, and Landscaping Appliances with the Energy-Star rating can save you on your utilities. According to one study, one energy-efficient machine can save you $50 a year. Check your insulation. If you have…
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When Can You Stop Paying for Private Mortgage Insurance?
If you bought a house with a mortgage, odds are the lender required you to pay for private mortgage insurance (PMI). This insurance is designed to protect the lender if you stop making payments on your home loan. Although lenders typically dont require PMI if a homebuyer makes a down payment of at least 20…
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Pros and Cons of Purchasing a Historic Home
If you’re looking for a unique home, you may be considering buying a historic house. Here are the pros and cons of purchasing a historic home. Pros A Home With a Story ” If living in a famous persons old property excites you, a historic home might be perfect. Unique Architecture ” Many people are…
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5 Hacks to Pay Your Mortgage
A mortgage payment can easily be the biggest bill in a monthly budget. Coming up with that money can be easy in some months and more difficult in others. Turning those difficult months into easier ones is possible with a few tactics. Here are five hacks to help make paying your mortgage a little easier…
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Differences Between Jumbo and Conforming Loans
If youre thinking about purchasing an expensive home, its important to understand how jumbo and conforming loans differ, and the pros and cons of each. Choosing carefully could help you save a lot of money over the term of your mortgage. Key DifferencesA conforming loan can only be used to borrow up to $453,100. For…
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Find Hidden Household Leaks in 10 Minutes
Water conservation isnt only good for the environment; its also good for your bank account. According to the U.S. Environmental Protection Agency (EPA), easy-to-fix leaks in homes across the country waste a total of almost 1 trillion gallons of water every year. Furthermore, because the average leaky home wastes about 10,000 gallons annually, leaks could…
