Author: fort_wayne_realtor
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What Homeowners Insurance Does and Doesn’t Cover
If you own a house, homeowners insurance is a necessity. A storm might damage your home, your belongings might be stolen, or someone might be injured. Without homeowners insurance, you would be responsible for paying those bills, which could easily total thousands of dollars. Homeowners insurance can protect you in many instances, but not always.…
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6 Musts for Outdoor Lighting
Heres how to elegantly illuminate your property after dusk. Create Evening Curb Appeal Sconces around the front door or a driveway lamp post add significant curb appeal. Illuminate your Landscaping Spotlight your garden and other plantings around your property to show them off at all hours. Light Up the Walkways Soft and subtle lighting is…
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A Game Plan for Buying Home Insurance
Before you sign on the dotted line, take the following factors into consideration when purchasing homeowners insurance in order to make sure youre getting the best rate and proper coverage: Things to ask: How far away is the property from a fire department? Is it a professional or a volunteer-based establishment? Home insurance is bound…
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Hidden Backyard Deal Breakers That Are Lurking on Your Property
Every time a prospective homebuyer walks onto your property, there are a few things that they will absolutely not put up with. These deal breakers can be anywhere in the home, but there is one area that we often forget about: the backyard. The backyard is very important to family life. After all, this is…
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Your Carpets May Be A Lot Dirtier Than You Realize
Even if you vacuum frequently and clean up spills immediately, your carpets may be filled with ground-in dirt, dust, bacteria, germs and allergens. Those toxins can lead to poor indoor air quality that can affect your family’s health. Hot water extraction, or steam cleaning, can remove toxins trapped in carpet fibers and make carpets last…
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Determining Your Condo Insurance Needs
Buying a condominium can be a smart start to being a homebuyer, without many of the maintenance hassles of owning a detached home. Insurance through the homeowner association, or HOA, covers some areas of the complex, though each homeowner must have their own insurance to cover certain parts of their property and their belongings. Heres…
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How to Choose the Right Mortgage Lender
Taking out a mortgage to buy a house is a huge step. The amount and terms of the loan will have a major impact on your financial picture for decades. That’s why you should choose a lender carefully. What to Do Before You Apply In order to qualify for an attractive interest rate, you need…
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4 Family-Friendly Games That Add Style to Your Backyard
Here are a few beloved lawn games the whole family can enjoy! Bocce Ball Though commonly played on the lawn, bocce is traditionally played on a court that can give an elegant look to any yard. Croquet A manicured lawn set up with croquet wickets might look formal, but in reality, its a laid-back game…
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4 Ways to Win in a Seller’s Market
Buying a home in a sellers market can be difficult, but it doesnt have to be impossible. A sellers market occurs when there is a low inventory of homes for sale and a large number of buyers creating high demand. It can lead to competitive bidding and high prices. A real estate agent can help…
