Author: fort_wayne_realtor

There are some obvious things that can hurt a credit score: paying your bills late, using too much available credit in proportion to your income, and defaulting on a loan. Some other financial transactions, however, don’t affect a credit score. You may even be surprised by them. Here are five things that don’t affect a…

Do you need to put down 20 percent to buy a house? Not necessarily. In fact, most buyers make lower down payments. But putting down 20 percent or more does come with major perks. A mortgage lender would consider you more financially stable and less risky. That means you wouldnt need to pay for private…

Shopping for a mortgage isnt as fun as looking at homes to buy, but its an important step that will affect you for years. There are many ways to shop for a lender. You can start by looking at online mortgage lenders. Or you can walk in to a bank and ask to talk to…

Published with permission from RISMedia.

Do you look around your living space at the end of the busy work week and think, “What happened?” Piles of mail, dirty laundry and dishes are lurking around every corner. Between work and family, it can be hard to carve out the time to clear clutter. Below are three tips to manage clutter daily.…

Here are a few tips to style a foyer to make a warm first impression… Keep It Organized Designate a space for everything: A tray for keys, cubbies for shoes and a stylish armoire for extra storage. Dramatic Floors Incorporate elaborate tile-work or stone to create a grand entryway that demonstrates attention to detail. Add…

Financial problems can strike at any time. An illness or injury can leave you or your spouse unable to work, or a childs or parents medical issue can require you or your spouse to cut back on work hours, take an extended period of time off, or quit. In such a situation, your family may…

Oh, the places you will goand the places you will want to avoid. Choosing the right neighborhood is as important as picking the right house. Your neighborhood will define many aspects of your day-to-day life, so you should research it carefully to be sure it meets your needs. Realtor.com lists four things you should consider…

These easy techniques will keep your home current, while displaying vintage artifacts. Be Bold Layering modern patterns and colors is a great way to make a room feel more contemporary. Mix and Match Juxtaposing old and new makes for an original look not tied to any specific time period. Create Collections An assortment of items…

The suns ultraviolet rays can do more than cause sunburn and contribute to skin cancer. They can also damage your home, both outside and inside. Sunlight can cause siding, roofing, furniture, fabrics, and flooring to change and deteriorate over time. How to Prevent Damage to Your Homes ExteriorA window can act like a magnifying glass…