Author: fort_wayne_realtor

Energy loss attributed to windows accounts for nearly 25 percent of the annual heating and cooling costs for the average American home, according to the Department of Energy. Do double-paned windows provide enough savings to justify their cost? Experts say that even a clear glass, double-paned vinyl or wood-framed window can reduce energy usage by…

Published with permission from RISMedia.

New buyers can get overwhelmed by the additional expenses incurred during homeownership. Besides making monthly mortgage payments, homeowners may have to pay for gardening, pest control, pool maintenance, plumbing fixes, electrical work and more. But the good news is that tax time offers homeowners a number of deductions and credits not available to renters. Check…

Add a touch of luxury to your dressing room with these tips. Motorized Closet System A motorized closet system allows you to sift through your wardrobe with the touch of a button. Secure Your Valuables Installing a biometric safe that requires your fingerprint to unlock will keep your valuables safe and deliver ultimate peace of…

House prices come with a lot of digits, but that shouldn’t scare you away from buying a home. A mortgage”as opposed to rent”allows you to slowly purchase your home over time. So, instead of paying rent and helping somebody else pay their mortgage, why not invest in your own property? According to the InCharge Institute…

In today’s day and age, choosing the right lighting for your space can be an overwhelming proposition. But it doesn’t have to be. Here are three out-of-the-box ideas you can”and should”put into play. Light unexpected spaces. There’s no need to settle for simple overhead lighting. Up ambiance and interest in a room by lighting a…

Design the ideal breakfast nook in your home with these tips. Connected to the Kitchen The breakfast nook should feel as if its practically part of the cooking space. Built-In Seating Although its not essential, breakfast nooks are often designed with built-in seating that contributes to the informal ambiance. Maximize Natural Light Nothing energizes us…

Mortgage brokers and other real estate experts can often help homebuyers find the best interest rate on a mortgage that fits their needs, but that doesnt mean borrowers shouldnt shop around so that they’re well informed before talking to an expert. Here are a few things consumers can do to get the best interest rate…

Published with permission from RISMedia.

Buying a home often requires years of saving for a down payment, which is money that a buyer pays upfront toward the cost of a house. This is the immediate equity that a buyer has when purchasing a home. Unless buying with cash funds, the rest of the money comes from a loan. Different lenders…